Parents of teens need family auto insurance policies that are affordable. Adding a teen driver often increases monthly premiums, but there are ways to decrease these premiums. Browsing cheap car insurance in Chicago helps you find an excellent rate for you and your teen driver.
Maintaining a Safe Driving Record
Maintaining a safe driving record allows teens to get discounts on auto insurance premiums. Typically, auto insurers monitor the teen driver’s record for the first year. After that, the insurer offers a safe driver discount if they don’t get involved in accidents. When reviewing cheap car insurance in Chicago, check all possible deals that can save you the most on coverage.
Defensive Driving Courses
Defensive driving courses prepare teen drivers for road conditions that lead to accidents. Some insurers offer discounts for teen drivers who have completed these courses. A better understanding of mitigating auto accidents keeps young drivers safer and reduces liabilities.
Student in Good Standing
Students with high grade-point averages qualify for student discounts on their auto insurance coverage. Insurers require documentation from your teen’s school and updates for their grades. However, you could save a considerable amount with the discount.
Multiple Car Discounts
A great advantage to adding your teen’s automobile to your policy is that you increase your multi-car discount. These discounts can make auto insurance more affordable and offer lower premiums.
Many parents are apprehensive when their teens start driving, and auto insurance is required for all vehicles. By adding a teen driver to their policies, parents may see an increase in their premiums, but there are many ways to save when you have a teen driver. Contact Accurate Auto Insurance to learn more about auto coverage, or visit the website now.
